Investment expenses make a significant difference especially when compounded over time, so we keep expenses as low as possible for a full-service 401k.   Fees are transparent with no hidden fees and no revenue sharing!  

All funds and ETFs are institutional share class pricing which means the lowest expenses available for 401k investing.  ETF and fund expenses can be as low as .03%, and you may customize your lineup using any assembly of low-cost index funds and ETFs, as well as actively managed, and sector funds.

Payroll integration automates the contribution process, so it’s hands-off for the employer. To stay in compliance with federal regulations, electronic submissions are completed securely and accurately to the record keeper. 

This saves you a tremendous amount of time with calculations, processing, and confirmations. Having a reliable data path also give reassurance to employees that their savings are invested timely and with easy access to account activity.

USA 401k is designed to keep things easy for you with streamlined operational processes.  We handle all plan setup, employee education & enrollment, compliance, and year-end reporting including IRS tax form 5500.

With 3(21) fiduciary protection, you can rest easy knowing that the research, design, and monitoring of investments has been handled while you still have complete flexibility to custom-create your own menu. All fiduciary services are at no additional cost.