Our Process

Customized Construction

Essential to our “needs-based” approach is the ability to listen and ask the right questions.   Objectivity is our mainstay in recommending plan design and offering suitable investment alternatives.   The result is a benefits program that adds tangible value to your organization, helping you attract and retain quality employees.

Step 1

Design & Administration

  • Goals to consider:

    • you may have specific employer contribution intentions

    • you can establish favored employee classes for differing % of employer contributions

    • eligibility features are custom designed for your program

    So, we prepare options for proposed designs that match your particular interests. Then, retirement plan specialists closely interact to tailor the plan to your complete satisfaction during this important phase. 

    Thereafter, it’s smooth sailing for most all day-to-day administration which is handled by your assigned 401k account manager.

    • Payroll contributions are handled automatically where your payroll provider is aligned with the 401k record keeper

    • Employee eligibility and enrollment are supported by your advisory team

    • Your Administrator helps to maintain compliance and keep you on track with Federal regulations

Step 2

Education & Enrollment

  • We support your employees initially with the enrollment process and continually by engaging with their interests, questions, and individual needs. As experienced advisors, we are educators and motivators, enriching lives by empowering individuals to invest successfully for retirement.

    Employees commonly appreciate the hands-on support when they need it.

Step 3

Investment Review

  • Our intent is to ensure that you have the most suitable and contemporary plan design to fit your growing needs.  

    Plan reviews are scheduled automatically and with additional assessments upon your request at no cost.

    Fiduciary Investment Reviews are completed to closely evaluate existing fund performance as measured against peers within respective investment categories

    The investment lineup can be enhanced through free fund additions & substitutions, and we take out the guesswork with careful recommendations based on a comprehensive scorecard methodology

    Our all-inclusive program covers each element of proper plan design and fiduciary stewardship.  We take the complex and make it easier for you to run your business while delegating most 401k responsibilities to us.  In these ways, we remain attractively distinguishable within the retirement plan marketplace.